The true cost of a personal injury - New Hampshire Car Accident Lawyers - Liberty Legal Services

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The true cost of a personal injury

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The True Cost of a Personal Injury In New Hampshire

If you or a loved one has been seriously injured in an accident in the Commonwealth of New Hampshire, it is imperative to speak with a New Hampshire personal injury attorney to ensure that you receive the monetary compensation to which you are entitled. When a person is hurt, there are numerous costs that can arise. In addition to medical expenses, an individual or family can accrue more expenses (e.g. lost wages) from the victim’s inability to return to work. In the event of a wrongful death, funeral expenses must be dealt with.

For most individuals, the primary immediate concern is medical bills. This is particularly true if the victim’s injuries left them with a permanent disability, or if the victim experienced a catastrophic injury. Examples of catastrophic injuries include spinal damage, brain injuries, and head injuries. This type of injury can result in paralysis and numerous other side effects which make it difficult or impossible for the victim to return to work, and they may result in a lifetime of care for the victim. When a person is hurt, it is important for them to understand how this will affect their financial future. In a recently released report, the Center for Disease Control (CDC) stated that, on average, a catastrophic spinal cord injury will cost between $15,000.00 and $35,000.00 per year to care for. Over the course of the victim’s lifetime, he or she can reasonably expect to spend between $500,000.00 and $3 million for their own care.

Most injured victims believe that their medical expenses are the single largest financial burden they must contend with, but lost wages often account for more significant losses. Although no money is being directly paid out, a family will lose income when their family member dies or is else rendered unable to work. Even if the victim is only unable to work for a short period of time, if he or she is the primary breadwinner, this can be financially devastating for a family.

When it comes to personal injury, such factors are often referred to as the cost of care. When these factors are related to wrongful death, they are referred to as the cost of life. In the United States, the average amount of care for injury or death will depend upon the case’s specific circumstances.

According to the aforementioned report by the CDC, the total average cost of unintentional death in 2005 was $902,394.00. Medical expenses averaged $11,670.00, while lost wages comprised the other $890,723.00. According to estimates made by the National Safety Council, the average cost for minor injuries ranges from $2,400.00 to $27,000.00. The average non-capacitating injury costs $57,400.00, while an incapacitating injury will require an average of $225,000.00 in care each year. The true cost of an injury can only be estimated when specific factors of the case are used.

It is important for any New Hampshire resident who has been involved in a personal injury accident to speak with an experienced NH personal injury lawyer before agreeing to a settlement with an insurance provider. Only a skilled personal injury attorney can safeguard their client’s best interests and ensure that they receive fair compensation for their injuries. This amount of compensation includes medical expenses, in addition to any further medical treatments that one’s injuries might require down the road. Contact our law offices today to set up a free consultation.



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Guest Monday, 18 June 2018